Texas All Lines Adjuster Practice Test

What information is typically included on the Dec Page?

1. Details of the claim filed

2. Names of insured and coverage limits

3. All past claims made under the policy

4. Potential penalties for breach of contract

The correct answer is: Names of insured and coverage limits

The Dec Page, or Declaration Page, of an insurance policy serves as a summary document that outlines essential information about the coverage provided. It typically includes the names of the insured parties, the policy number, the effective dates of coverage, and the coverage limits for various types of protection included in the policy. This document is crucial for both the insurer and the insured as it provides clarity and transparency regarding what is covered, the beneficiaries of the coverage, and any specific terms that apply to the policy. The other options do not align with the primary function of the Dec Page. While details of a claim filed may be found in other sections of the policy or in claims documentation, they are not part of the Dec Page. Similarly, a listing of all past claims made under the policy would be included in a claims history report or other documentation, not on the Dec Page itself. Lastly, potential penalties for breach of contract are typically covered in the terms and conditions of the insurance policy, but they are not specifically included on the Dec Page. Thus, the correct answer focuses on the key information—names of the insured and coverage limits—that define the insurance relationship and clarify the obligations of both parties.