Texas All Lines Adjuster Test 2025 – 400 Free Practice Questions to Pass the Exam

The primary purpose of Crop Hail Insurance is to offer named-peril protection without government subsidies. This type of insurance specifically covers losses due to hail damage, which is a common threat to crop yields. Unlike other agricultural insurance policies that may be government-backed or cover a broader range of perils, Crop Hail Insurance is focused on providing protection against named perils, with hail being the most prominent. This allows farmers to have a tailored approach to risk management for a specific threat that could significantly impact their income.