Texas All Lines Adjuster Practice Test

Which act allows family members to seek legal remediations in case of death due to negligence?

1. Workers Compensation Act

2. Wrongful Death Act

3. Insurance Compensation Act

4. Civil Rights Act

The correct answer is: Wrongful Death Act

The Wrongful Death Act is designed specifically to provide a legal avenue for family members or dependents to seek compensation when a loved one dies as a result of another party's negligence or wrongful act. This act recognizes that the death of an individual can cause significant emotional and financial hardship for their survivors, so it allows them to pursue damages for their loss. Under the Wrongful Death Act, eligible survivors, such as spouses, children, and in some cases, parents or siblings, can file a lawsuit against the responsible party. The types of damages they may recover include loss of companionship, funeral expenses, lost income, and other related costs stemming from the death. The other acts mentioned do not address the issue of legal remedies related to death from negligence. The Workers Compensation Act primarily deals with workplace injuries and provides benefits to employees without the need for proving negligence. The Insurance Compensation Act focuses on insurance claims and does not pertain specifically to wrongful death claims. The Civil Rights Act addresses discrimination and rights protections, rather than the specific context of death due to negligence. Thus, the Wrongful Death Act is the correct choice for legal recourse in such situations.