Texas All Lines Adjuster Practice Test

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What is a default judgment?

A ruling in favor of a defendant
A court decision made in the absence of one party
A requirement to pay damages
A legal negotiation between two parties

The correct answer is: A court decision made in the absence of one party

A default judgment refers to a court decision that is made when one of the parties involved in the case does not appear in court or fails to respond to the claims made against them. In such instances, the court has the authority to rule in favor of the other party by default. This situation typically occurs when a defendant does not file an answer to a complaint or fails to show up for a scheduled court hearing. Because the absent party has not participated in the proceedings, the court is able to assess the case based on the evidence presented by the party that is present and may grant a judgment in their favor without further deliberations. This concept emphasizes the importance of responding to legal actions promptly, as failing to do so can lead to significant legal consequences, including a default judgment which may include financial damages or other remedies sought by the party that is present in court.